Budgeting has the highest chance of success with clear goals and review.

  • How much money do I have and earn? Goals start at square 0.
  • How much do I want to save? Goals work best when they are clearly measurable and have a definite target.
  • How much am I spending? Gather information to inform.
  • Where can I improve?

These questions are found in kakeibo.rB2

  1. Abigail Bassett, “The Art of Kakeibo, the Japanese Budgeting System That Could Change Your Financial Life,” Pocket (blog), February 3, 2020, https://getpocket.com/explore/item/the-art-of-kakeibo-the-japanese-budgeting-system-that-could-change-your-financial-life. (See notes.)